Debt Mutual Funds for Monthly Income:
How It Works?
For many investors, especially retirees or those seeking regular cash flow, generating steady monthly income from investments is a key financial goal. While fixed deposits, government savings schemes, or annuities are traditional options, debt funds have increasingly become a popular alternative. They offer the potential for stable returns, liquidity, and tax efficiency — all while providing the flexibility to structure monthly income through specific strategies.
Meetu Kumari
Nov 18, 2025Debt Mutual Funds for Monthly Income: How It Works?
For many investors, especially retirees or those seeking regular cash flow, generating steady monthly income from investments is a key financial goal. While fixed deposits, government savings schemes, or annuities are traditional options, debt funds have increasingly become a popular alternative. They offer the potential for stable returns, liquidity, and tax efficiency — all while providing the flexibility to structure monthly income through specific strategies.
This article explains how debt mutual funds work, how you can use them for monthly income, and why understanding the expense ratio in mutual fund is crucial for maximising your returns.
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The Ministry of Finance recently shared a press release regarding MSME loan application approval under the new Credit Assessment Model.
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Meetu KumariNov 18, 2025Between April 1 and December 31, 2025, public sector banks approved nearly 3.96 lakh loans for small and medium businesses using digital systems and sanctioned over Rs 52,300 crore.
This credit assessment model uses digitally sourced and verifiable data from the ecosystem to create automated workflows for evaluating MSME loan applications. It enables objective decision-making for all loan requests and provides model-driven limit recommendations for both Existing-to-Bank (ETB) and New-to-Bank (NTB) MSME borrowers.
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